Technology · Financial Services

Regulated lender modernised without a compliance gap

Loan origination and analytics re-platformed under continuous controls testing, with 12 branches refitted in parallel.

19 hrs

Loan turnaround

0

Adverse audit findings

40

Branches migrated

All case studies
Background
A regional NBFC with 40 branches on legacy loan-origination software.
Challenge
Modernising core systems while remaining continuously auditable.
SJAIN solution
Tech re-platformed origination and analytics, Governance ran parallel controls testing, Spaces refitted 12 branches.
Outcome
Loan turnaround cut from 6 days to 19 hours with zero adverse audit findings.
Lesson learned
Compliance evidence should be produced by the new system, not reconstructed afterwards.